Estate, insurance and financial planning for families, business owners, and executors. A boutique practice built over 30 years of listening to your stories.
Most people call about one of these three. Your situation will have its own details. We start with what you're worried about, and work through the rest at a comfortable pace starting with your top priorities.
For couples and households who want a plan that is current, that takes everything into consideration, and is understood by the people who will carry it out one day.
Succession, shareholder conversations, tax and estate modelling, all the conversations that matter but frequently get put off.
For those who have been named, or are about to name someone. Clear instructions, realistic expectations, and a workbook to fill in together.
Joe is a Certified Executor Advisor, Certified Financial Planner, and Chartered Life Underwriter, with 31 years of estate, insurance, and succession work behind him. Behind the scenes, a team handles the follow-up, the paperwork, and the steady review between meetings, and gives him access to the industry's best strategies, solutions, and support.
Four and a half hours, in person, working through your own estate and planning workbook. Monday, September 14, 2026.
The first call is a conversation. I ask what's on your mind, what you're hoping for, and what prompted you to reach out. Most of the real work is in the listening. We are not trying to solve anything yet.
Wills, corporate papers, insurance policies, beneficiary forms, land titles. All of it, carefully. It usually takes a week or two on my end, and very little time from you.
You get a written diagnosis that is concise and easily understandable. It lays out what is current, what is stale, and where the quiet risks live. You can take it to your accountant or lawyer if you want a second set of eyes.
It will be shorter than you expect. You have a say in every piece of it. If changes to wills, corporate structure, or coverage are needed, I coordinate with your lawyer, accountant, and banker so nobody is left out of the loop.
I do not push. Implementation takes as long as it takes. I keep a written record of what is done, what is pending, and when we check in next. You and I tell the people who will one day need it where your plan lives.
Sometimes nothing has changed. Sometimes a lot has. The point of the annual review is that your plan does not drift out of date while your life moves on around it.
There is a picture of your life. My job is to listen and pay attention to the details of your picture, not to try to change it but to help you see what you might be missing and talk about what could put you off track.
I have been in this industry for over 30 years. What I do now is shaped by what I have seen along the way, mostly how hard it is to ask for help when something you love is on the line. I try to make that part easier.
My job is to listen first. Your story, your circumstances, your hopes, your fears. Most people come in uncertain. Sometimes a bit scared. The question is usually bigger than the thing they are asking about. I cannot promise to fix every problem. I can promise to hear you out and give you my honest take.
I hold the Certified Executor Advisor designation, which is still unusual in Canada and central to how I work. I am also a Certified Financial Planner, Chartered Life Underwriter, Certified Health Insurance Specialist, and Certified Professional Consultant on Aging. The letters exist because the work is serious.
I work out of offices in Saskatchewan and British Columbia, with clients across the five provinces I am licensed in. Many have been with me for fifteen or twenty years. Some started with a mortgage conversation and are now executors of their parents' estates. Their children are starting to call.
I want people to leave feeling like they sat down with family for an hour. Someone who has seen a few things, cares about you, and will tell you straight.
Four and a half hours, in person, to work through your own estate and planning workbook. You leave with a completed document, the questions you still need to answer, and a clear picture of what to do next.
Read the full brief →Things I have learned sitting with clients. The ones that have made the biggest difference when life shifted. Shared here because they might help you too.
Most of the problems I see in estates are not caused by the will itself. They are caused by everything around the will: beneficiary designations, joint ownership, a business with no shareholder agreement.
If you have been named, or if you are thinking of naming someone, it is worth understanding what the job is before the day arrives. It is longer and lonelier than most people expect.
Owners sometimes come to me asking for a succession plan. The plan is rarely the bottleneck. The bottleneck is the family conversation that has been put off for a decade.